TOTAL REVENUE - FISCAL 2025
$18,011,909
Down 46.6% from $33,756,679 in fiscal 2024.
Rancho Santa Fe Foundation
Rancho Santa Fe, California - EIN 95-3709639 - Latest filing: fiscal 2025 (Jan 1, 2025 - Dec 31, 2025)
HOW TO READ THIS PAGE
How to read this page: every figure below is from the fiscal-2025 Form 990, filed Sep 18, 2026. People named below are shown as reported on the fiscal-2025 Form 990, filed Sep 18, 2026 - the filing is a snapshot of that fiscal year, not a list of current officeholders.
THE FILING IN ONE PARAGRAPH
Rancho Santa Fe Foundation reported $18,011,909 in revenue and $18,213,678 in expenses in fiscal 2025, a deficit of $201,769 for the year. Program services took $17,165,639 of expenses, or 94.3%. The organization closed the year with $149,248,388 in net assets - about 98.3 months of expenses at the fiscal-2025 spending level.
At a Glance - Fiscal 2025
All values are fiscal 2025 unless a tile says otherwise.
TOTAL EXPENSES - FISCAL 2025
$18,213,678
Revenue minus expenses: -$201,769 in fiscal 2025.
PROGRAM EXPENSE SHARE - FISCAL 2025
94.3%
$17,165,639 of $18,213,678 went to program services.
NET ASSETS - END OF FISCAL 2025
$149,248,388
Total assets $205,922,857 minus total liabilities $56,674,469.
TOP EXECUTIVE PAY - FISCAL 2025
$307,292
Ben Moraga, President & CEO, as reported on the fiscal-2025 Form 990, filed Sep 18, 2026. Total across all compensation columns.
PEOPLE REPORTED - FISCAL 2025
11 Employees
Plus 20 volunteers reported on the fiscal-2025 Form 990.
Money In, Money Out - Fiscal 2025
Revenue and expenses as reported on the fiscal-2025 Form 990, filed Sep 18, 2026. Donated goods are separated from cash so food and supply donations do not read as cash income.
Where the Money Went - Fiscal 2025
Management and general is the figure reported on the filing (Part IX total); where a filing does not carry it, it is computed as the residual of total expenses minus program and fundraising expenses. Cost to raise a dollar in fiscal 2025: $0.03 - $312,346 in fundraising expenses divided by $10,102,283 in total contributions. On cash contributions only: $0.05.
Where the Money Came From - Fiscal 2025
| Source | Fiscal 2025 |
|---|---|
| Total Contributions | $10,102,283 |
| Of Which Cash Contributions | $6,641,878 |
| Of Which Donated Goods (Noncash) | $3,460,405 |
| All Other Contributions | $10,102,283 |
| Program Service Revenue | $418,880 |
| Investment Income | $7,490,746 |
| Other Revenue | $0 |
| Total Revenue (All Sources) | $18,011,909 |
Government Grants - Not Broken Out
The fiscal-2025 Form 990 does not break out government grants as a separate line for this organization. This page shows Not Broken Out instead of estimating a figure.
The fiscal-2025 Form 990 does not break out government grants as a separate line for this organization. This page shows Not Broken Out instead of estimating a figure.
Donated Goods Are a Large Share Here
For this organization, donated goods were $3,460,405 of $10,102,283 in contributions in fiscal 2025 - a large share of reported contributions is goods valued in dollars, not cash. The cash and noncash split is shown above, and any cost-to-raise-a-dollar figure is shown both ways.
Reserves and Balance Sheet - Fiscal 2025
Reserves and Runway
98.3 Months
of reserves - $149,248,388 in net assets at the end of fiscal 2025, divided by average monthly expenses of about $1,517,806 in fiscal 2025.
Net assets can include donor-restricted funds, buildings and other assets that cannot be spent like cash. Treat months of reserves as a scale measure, not as cash in the bank.
Balance Sheet - End of Fiscal 2025
| Total Assets | $205,922,857 |
| Total Liabilities | $56,674,469 |
| Liabilities as Share of Assets | 27.5% |
| Net Assets | $149,248,388 |
Leadership Pay - Fiscal 2025
Pay is the summed total across all compensation columns on the Form 990 - pay from the organization, pay from related organizations, and other compensation. People are shown as reported on the fiscal-2025 Form 990, filed Sep 18, 2026.
| Name and Title, as Reported | Total Pay - Fiscal 2025 | Share of Expenses |
|---|---|---|
| Ben Moraga - President & CEO | $307,292 | 1.69% |
| Nicole Tubbs - VP Of Finance & Operations | $161,934 | 0.89% |
| Amy Myers - Dir. Of Philanthropy (Left 3/7/25) | $41,148 | 0.23% |
| Karen Sprigle - COO (Left 2/19/25) | $13,724 | 0.08% |
The full Part VII table lists every officer, director, trustee and key employee named on the filing, with hours and the same summed total. Compensation is reported for the calendar year ending within the fiscal year, per the Form 990.
Board and Governance - Fiscal 2025
Board and policy answers as reported on the fiscal-2025 Form 990, filed Sep 18, 2026.
Board Roster - as Reported on the Fiscal-2025 Form 990
15 voting members, 15 independent - independence count as reported on the fiscal-2025 Form 990.
| Name, as Reported | Role, as Reported |
|---|---|
| Ben Moraga | President & CEO |
| Nicole Tubbs | VP Of Finance & Operations |
| Amy Myers | Dir. Of Philanthropy (Left 3/7/25) |
| Karen Sprigle | COO (Left 2/19/25) |
| Denise Stillinger | Secretary |
| Linda Kitchens | Board Chair |
| Rick Norling | Treasurer |
| Bill Chenoweth | Director (Started 5/20/25) |
| Bill Dennehy | Director (Started 3/18/25) |
| Carl Wiese | Director |
| Elaine Dodge | Director |
| Janette Pritchard | Director |
| Ken Little | Director |
| Leslie Evans | Director (Started 1/21/25) |
| Matt Miller | Director |
| Michael Dyer | Director |
| Richard Montano | Director |
| Tom Buchholz | Director |
| Tracy Mitchell | Director |
Governance Policy Flags - Fiscal 2025
Conflict of Interest PolicyYes - Reported
Whistleblower PolicyYes - Reported
Document Retention PolicyYes - Reported
Audited Financial StatementsYes - Reported
Audit CommitteeYes - Reported
Board Size and Independence15 voting / 15 independent
Flags report what the organization answered on the Form 990. A Yes means the policy was reported on the filing; it is not an outside review of how the policy works in practice.
Grants - Fiscal 2025
Grants Made - Fiscal 2025
This organization reported $16,909,322 in grants paid in fiscal 2025.
| Recipient, as Reported | Amount |
|---|---|
| 826 New Orleans EDUCATION | $25,000 |
| Access Fund RECREATION/SPORTS/ACTIVITIES | $10,000 |
| Accountability Board Inc ADVOCACY | $30,000 |
| Alzheimer'S Association - Long Island HEALTH | $10,000 |
| American Cancer Society San Diego HEALTH | $28,500 |
| American Heart Association Inc - San Diego Division HEALTH | $15,000 |
| American Red Cross Southern California Region HEALTH | $10,000 |
| Amplified Impact Partners SOCIAL SERVICES | $46,500 |
| Animal Charity Evaluators ANIMAL WELFARE | $100,000 |
| Art Of Elan ARTS & CULTURE | $35,000 |
| A Step Beyond SOCIAL SERVICES | $6,000 |
| Bank Of America Charitable Gift Fund SOCIAL SERVICES | $3,911,015 |
| Barrio Logan College Institute EDUCATION | $25,000 |
| Bca Endowment Foundation BCA ENDOWMENT FOUNDATION | $10,000 |
| Beach & Country Guild HEALTH | $20,000 |
| Beloved Community CIVIC ENGAGEMENT | $25,000 |
| Big Canyon RECREATION/SPORTS/ACTIVITIES | $10,000 |
| Borderlands Restoration Network ENVIRONMENTAL | $30,000 |
| Boys & Girls Clubs Of Northwest San Diego County (Bgcnwsd) RECREATION/SPORTS/ACTIVITIES | $9,000 |
| Boys & Girls Clubs Of The Austin Area RECREATION/SPORTS/ACTIVITIES | $15,000 |
| Boys To Men Mentoring Network Inc RECREATION/SPORTS/ACTIVITIES | $51,100 |
| Brad'S Blessings RELIGIOUS | $10,000 |
| Breakthrough T1d Formerly Known As Juvenile Diabetes Research Foundation-Sa HEALTH | $10,000 |
| Bridge2rwanda HUMANITARIAN-GLOBAL | $250,000 |
| Campus Crusade For Christ RELIGIOUS | $31,000 |
| Central Texas Food Bank SOCIAL SERVICES | $70,000 |
| Challenged Athletes Inc RECREATION/SPORTS/ACTIVITIES | $11,000 |
| Christian Center Of Park City SOCIAL SERVICES | $100,000 |
| Coastal Roots Farm ENVIRONMENTAL | $65,100 |
| College Area Pregnancy Services Inc HEALTH | $22,300 |
| Colorado State University Foundation EDUCATION | $25,000 |
| Community Resource Center SOCIAL SERVICES | $26,431 |
| Cristo Rey San Diego High School EDUCATION | $136,000 |
| Csu San Marcos Foundation EDUCATION | $80,000 |
| Curebound Inc HEALTH | $145,250 |
| Desert Scholarship Foundation EDUCATION | $50,000 |
| Doctors Without Borders HUMANITARIAN-GLOBAL | $25,000 |
| Earthjustice ENVIRONMENTAL | $10,000 |
| Edify EDUCATION | $210,000 |
| Elementary Institute Of Science EDUCATION | $8,523 |
| Entertainment Industry Foundation CIVIC ENGAGEMENT | $10,000 |
| Face Foundation ANIMAL WELFARE | $18,000 |
| Feeding San Diego SOCIAL SERVICES | $34,600 |
| Fellowship Of Christian Athletes- Pacific Southwest Region RELIGIOUS | $50,000 |
| First Church Of Christ Scientist RELIGIOUS | $8,193 |
| Fistula Foundation HEALTH | $200,000 |
| Five Valleys Land Trust SOCIAL SERVICES | $15,000 |
| Florence Griswold Museum ARTS & CULTURE | $6,000 |
| Foothill Country Day School EDUCATION | $25,000 |
| Foundation For Women Warriors MILITARY | $27,500 |
| Freedom Dogs ANIMAL WELFARE | $5,500 |
| Friends Of The Cardiff-By-The-Sea Library EDUCATION | $16,834 |
| Grace Point RELIGIOUS | $14,500 |
| Harvard Business School EDUCATION | $6,500 |
| Healing Hands Of Joy HEALTH | $20,000 |
| Hillsdale College EDUCATION | $5,500 |
| Hope For San Diego RELIGIOUS | $7,800 |
| Horizon Christian Fellowship Rancho Santa Fe RELIGIOUS | $24,000 |
| Inewsource ADVOCACY | $27,000 |
| Institute For Christoformity RELIGIOUS | $6,000 |
| Institute Of Contemporary Art San Diego ARTS & CULTURE | $13,000 |
| Insulin For Life USA Inc HEALTH | $10,000 |
| International Community Foundation HUMANITARIAN-GLOBAL | $10,000 |
| International Rescue Committee San Diego HUMANITARIAN-GLOBAL | $10,000 |
| Intervarsity Christian Fellowship - USA RELIGIOUS | $10,000 |
| Jackie Robinson YMCA HEALTH | $15,000 |
| Jacobs & Cushman San Diego Food Bank SOCIAL SERVICES | $17,000 |
| Jasmine Road SOCIAL SERVICES | $20,000 |
| Jesse Lewis Choose Love Foundation RELIGIOUS | $6,200 |
| Jewish Community Foundation Of San Diego RELIGIOUS | $75,000 |
| Just In Time For Foster Youth ADVOCACY | $16,500 |
| Kraemer Endowment Foundation HEALTH | $30,000 |
| La Jolla Institute For Immunology HEALTH | $30,000 |
| La Jolla Playhouse ARTS & CULTURE | $101,500 |
| Landmark Church RELIGIOUS | $30,000 |
| Lasalle College High School EDUCATION | $50,000 |
| Leadership Institute CIVIC ENGAGEMENT | $10,000 |
| Legacy Plus Foundation CIVIC ENGAGEMENT | $50,000 |
| Library Guild Of Rancho Santa Fe Inc ARTS & CULTURE | $22,367 |
| Little League Baseball Inc Borrego Springs RECREATION/SPORTS/ACTIVITIES | $7,000 |
| Lucky Duck Foundation SOCIAL SERVICES | $110,000 |
| Mainly Mozart ARTS & CULTURE | $10,000 |
| Maranatha Chapel RELIGIOUS | $8,300 |
| Mary Tyler Moore Vision Initiative HEALTH | $10,000 |
| McAlister Institute CIVIC ENGAGEMENT | $49,850 |
| Mercy Chefs Inc SOCIAL SERVICES | $20,000 |
| Miracosta College Foundation EDUCATION | $10,000 |
| Miraglo Foundation HEALTH | $350,000 |
| Miramar National Cemetery Support Foundation AGING | $200,000 |
| Mission Edge San Diegobro-Am EDUCATION | $13,750 |
| Monarch School EDUCATION | $31,000 |
| Morgan Stanley Gift Fund EDUCATION | $102,726 |
| Mother Of Divine Grace School EDUCATION | $25,000 |
| Nativity Prep Academy EDUCATION | $317,500 |
| Natural Resources Defense Council Inc ENVIORNMENTAL | $30,000 |
| Nature & Culture International ARTS & CULTURE | $150,000 |
| Navigation Charitable Fund Dba The Navigation Fund ENVIORNMENTAL | $130,000 |
| Noah Homes Inc SOCIAL SERVICES | $10,300 |
| North Coast Church RELIGIOUS | $15,000 |
| Nsn Ayiti Inc RELIGIOUS | $12,000 |
| Ocean Discovery Institute ANIMAL WELFARE | $30,000 |
| Orange County Community Foundation CIVIC ENGAGEMENT | $2,475,371 |
| Pacific Ridge School EDUCATION | $20,000 |
| Palomar College Foundation EDUCATION | $8,500 |
| Parks & People Inc ENVIORNMENTAL | $150,000 |
| Peace Love Tote Foundation HEALTH | $53,000 |
| People For Pseo EDUCATION | $10,000 |
| Planned Parenthood Of The Pacific Southwest HEALTH | $10,000 |
| Pleasants County Library EDUCATION | $12,280 |
| Positive Coaching Alliance EDUCATION | $32,500 |
| Prager University Foundation ADVOCACY | $42,500 |
| Presbyterian Church Of Big Wood RELIGIOUS | $12,000 |
| Project Next (Formerly The San Marcos Promise) CIVIC ENGAGEMENT | $7,000 |
| Rachels Network Inc CIVIC ENGAGEMENT | $70,000 |
| Rancho Coastal Humane Society ANIMAL WELFARE | $16,035 |
| Rancho Santa Fe Community Center RECREATION/SPORTS/ACTIVITIES | $10,000 |
| Rancho Santa Fe Fire District Foundation CIVIC ENGAGEMENT | $21,500 |
| Rancho Santa Fe Historical Society CIVIC ENGAGEMENT | $22,000 |
| Rancho Santa Fe Senior Center AGING | $29,914 |
| Rancho Santa Fe Women'S Fund CIVIC ENGAGEMENT | $159,761 |
| Rawson Saunders School EDUCATION | $10,000 |
| Reimagine SOCIAL SERVICES | $10,000 |
| Reins Therapeutic Horsemanship Program ANIMAL WELFARE | $30,000 |
| Retrievers And Friends Of Southern Ca Inc ANIMAL WELFARE | $42,000 |
| Rock Ride On Center For Kids SOCIAL SERVICES | $185,000 |
| Safe Gogo Grandmothers RELIGIOUS | $6,000 |
| Saint Jeanne De Lestonnac School EDUCATION | $24,359 |
| Samaritan'S Purse HEALTH | $58,500 |
| San Diego Botanic Garden ENVIORNMENTAL | $52,000 |
| San Diego Coastkeeper ENVIORNMENTAL | $30,000 |
| San Diego Foundation HUMANITARIAN-GLOBAL | $51,000 |
| San Diego Humane Society ANIMAL WELFARE | $56,054 |
| San Diego Regional Fire Foundation CIVIC ENGAGEMENT | $22,000 |
| San Diego Rescue Mission Inc SOCIAL SERVICES | $10,400 |
| San Diego Rowing Club RECREATION/SPORTS/ACTIVITIES | $10,000 |
| Santa Fe Christian Schools EDUCATION | $34,950 |
| Scarlet Spark ANIMAL WELFARE | $25,000 |
| Scripps Health Foundation HEALTH | $53,750 |
| Solana Beach Presbyterian Church RELIGIOUS | $37,000 |
| Solutions For Change Inc RELIGIOUS | $6,000 |
| Sonoran Institute EDUCATION | $50,000 |
| Southern Ca Golden Retriever Rescue ANIMAL WELFARE | $35,000 |
| Special Operations Warrior Foundation SOCIAL SERVICES | $12,500 |
| St Augustine Academy EDUCATION | $25,000 |
| St Clare Of Assisi Catholic School EDUCATION | $25,000 |
| Step MILITARY | $89,500 |
| St John School EDUCATION | $38,000 |
| St Joseph Academy EDUCATION | $25,000 |
| St Jude Children'S Research Hospital HEALTH | $20,000 |
| St Madeleine Sophie'S Training Center SOCIAL SERVICES | $16,000 |
| Supportability ANIMAL WELFARE | $12,000 |
| Taking Control Of Your Diabetes HEALTH | $15,000 |
| Team Rubicon CIVIC ENGAGEMENT | $20,000 |
| Texas Health Resources Foundation HEALTH | $20,000 |
| The Arc Of San Diego HEALTH | $16,000 |
| The Breathing Room HEALTH | $40,000 |
| The Escondido Creek Conservancy ENVIORNMENTAL | $5,500 |
| The Humane League ANIMAL WELFARE | $120,000 |
| The Kids College EDUCATION | $15,000 |
| The Lyceum EDUCATION | $25,000 |
| The Miracle League Of San Diego RECREATION/SPORTS/ACTIVITIES | $62,500 |
| The Old Globe ARTS & CULTURE | $109,000 |
| The Village Church RELIGIOUS | $116,900 |
| Thrive Animal Rescue Inc ANIMAL WELFARE | $15,000 |
| Tri-City Christian School EDUCATION | $25,000 |
| Turning Point USA RELIGIOUS | $78,000 |
| Uc Davis Foundation EDUCATION | $15,000 |
| Uc San Diego Foundation EDUCATION | $1,020,500 |
| Ucsd Shiley Eye Institute HEALTH | $10,000 |
| Under The Sun Foundation ARTS & CULTURE | $180,000 |
| United Through Reading MILITARY | $25,000 |
| United Way Of San Diego County CIVIC ENGAGEMENT | $31,000 |
| Ut Southwestern Moncrief Cancer Institute HEALTH | $25,000 |
| Valley View Christian Church RELIGIOUS | $15,000 |
| Venture Church RELIGIOUS | $24,000 |
| Vetsaid Inc SOCIAL SERVICES | $10,000 |
| Vets Veterans Exploring Treatment Solutions SOCIAL SERVICES | $30,000 |
| Via Veritas Inc RELIGIOUS | $13,000 |
| Victoria Falls Wildlife Fund ANIMAL WELFARE | $10,000 |
| Vision Of Children Foundation HEALTH | $16,640 |
| Vista Community Clinic HEALTH | $200,000 |
| Wayforward SOCIAL SERVICES | $62,022 |
| We Charity CIVIC ENGAGEMENT | $250,000 |
| Wellbeing Foundation America Inc SOCIAL SERVICES | $150,000 |
| West Lake Hills Presbyterian Church Foundation RELIGIOUS | $50,000 |
| Wildcoast ANIMAL WELFARE | $35,240 |
| Wild Earth Society Inc ENVIORNMENTAL | $100,000 |
| Windwalkers ANIMAL WELFARE | $10,000 |
| Workshops For Warriors MILITARY | $102,500 |
| World Central Kitchen HUMANITARIAN-GLOBAL | $62,640 |
| World Outreach Ministries Inc RELIGIOUS | $6,000 |
| World Vision Inc ADVOCACY | $85,500 |
| Wounded Warrior Project Inc MILITARY | $12,000 |
| Yesterday'S Gone SOCIAL SERVICES | $125,000 |
| Young Life RELIGIOUS | $12,500 |
| Young Life - Inner City San Diego RELIGIOUS | $30,000 |
| Young Life - North County RECREATION/SPORTS/ACTIVITIES | $12,500 |
| Young Life - Rancho Del Sol RECREATION/SPORTS/ACTIVITIES | $10,400 |
| Zero8hundred MILITARY | $25,000 |
Trend - Revenue
Years are shown only where a filing is held. Missing years are absent, never filled in.
| Fiscal Year | Revenue | Change |
|---|---|---|
| Fiscal 2024 (Prior-Year Column on the Fiscal-2025 Filing) | $33,756,679 | - |
| Fiscal 2025 | $18,011,909 | -46.6% |
This table grows to a 10-year view (revenue, expenses, net assets and top pay) as earlier filings for this organization are added to the record. Missing years are absent, never filled in.
Filings on Record
| Tax Period | Form | Status | Source |
|---|---|---|---|
| Jan 1, 2025 - Dec 31, 2025 | Form 990 | In Force - Filed Sep 18, 2026 | Original Filing at the IRS |
If an amended return is filed, the newest amended return supersedes the earlier one and the table marks which filing is in force.