TOTAL REVENUE - FISCAL 2025
$13,548,875
Up 9.9% from $12,328,285 in fiscal 2024.
Saginaw Community Foundation
Saginaw, Michigan - EIN 38-2474297 - Latest filing: fiscal 2025 (Jan 1, 2025 - Dec 31, 2025)
HOW TO READ THIS PAGE
How to read this page: every figure below is from the fiscal-2025 Form 990, filed Aug 17, 2026. People named below are shown as reported on the fiscal-2025 Form 990, filed Aug 17, 2026 - the filing is a snapshot of that fiscal year, not a list of current officeholders.
THE FILING IN ONE PARAGRAPH
Saginaw Community Foundation reported $13,548,875 in revenue and $10,269,339 in expenses in fiscal 2025, a surplus of $3,279,536 for the year. Program services took $8,977,935 of expenses, or 87.4%. The organization closed the year with $113,993,950 in net assets - about 133.2 months of expenses at the fiscal-2025 spending level.
At a Glance - Fiscal 2025
All values are fiscal 2025 unless a tile says otherwise.
TOTAL EXPENSES - FISCAL 2025
$10,269,339
Revenue minus expenses: $3,279,536 in fiscal 2025.
PROGRAM EXPENSE SHARE - FISCAL 2025
87.4%
$8,977,935 of $10,269,339 went to program services.
NET ASSETS - END OF FISCAL 2025
$113,993,950
Total assets $114,726,847 minus total liabilities $732,897.
TOP EXECUTIVE PAY - FISCAL 2025
$188,887
Renee Johnston, President & CEO, as reported on the fiscal-2025 Form 990, filed Aug 17, 2026. Total across all compensation columns.
PEOPLE REPORTED - FISCAL 2025
10 Employees
Plus 334 volunteers reported on the fiscal-2025 Form 990.
Money In, Money Out - Fiscal 2025
Revenue and expenses as reported on the fiscal-2025 Form 990, filed Aug 17, 2026. Donated goods are separated from cash so food and supply donations do not read as cash income.
Where the Money Went - Fiscal 2025
Management and general is the figure reported on the filing (Part IX total); where a filing does not carry it, it is computed as the residual of total expenses minus program and fundraising expenses. Cost to raise a dollar in fiscal 2025: $0.06 - $365,974 in fundraising expenses divided by $6,044,687 in total contributions. On cash contributions only: $0.08.
Where the Money Came From - Fiscal 2025
| Source | Fiscal 2025 |
|---|---|
| Total Contributions | $6,044,687 |
| Of Which Cash Contributions | $4,486,391 |
| Of Which Donated Goods (Noncash) | $1,558,296 |
| Fundraising Events | $30,000 |
| Government Grants | $2,685,038 |
| All Other Contributions | $3,329,649 |
| Program Service Revenue | $0 |
| Investment Income | $7,503,066 |
| Other Revenue | $1,122 |
| Total Revenue (All Sources) | $13,548,875 |
Donated Goods Are a Large Share Here
For this organization, donated goods were $1,558,296 of $6,044,687 in contributions in fiscal 2025 - a large share of reported contributions is goods valued in dollars, not cash. The cash and noncash split is shown above, and any cost-to-raise-a-dollar figure is shown both ways.
Reserves and Balance Sheet - Fiscal 2025
Reserves and Runway
133.2 Months
of reserves - $113,993,950 in net assets at the end of fiscal 2025, divided by average monthly expenses of about $855,778 in fiscal 2025.
Net assets can include donor-restricted funds, buildings and other assets that cannot be spent like cash. Treat months of reserves as a scale measure, not as cash in the bank.
Balance Sheet - End of Fiscal 2025
| Total Assets | $114,726,847 |
| Total Liabilities | $732,897 |
| Liabilities as Share of Assets | 0.6% |
| Net Assets | $113,993,950 |
Leadership Pay - Fiscal 2025
Pay is the summed total across all compensation columns on the Form 990 - pay from the organization, pay from related organizations, and other compensation. People are shown as reported on the fiscal-2025 Form 990, filed Aug 17, 2026.
| Name and Title, as Reported | Total Pay - Fiscal 2025 | Share of Expenses |
|---|---|---|
| Renee Johnston - President & CEO | $188,887 | 1.84% |
| Eric Rutheford - COO | $130,319 | 1.27% |
| Lori TenEyck - Director of Finance | $108,514 | 1.06% |
The full Part VII table lists every officer, director, trustee and key employee named on the filing, with hours and the same summed total. Compensation is reported for the calendar year ending within the fiscal year, per the Form 990.
Board and Governance - Fiscal 2025
Board and policy answers as reported on the fiscal-2025 Form 990, filed Aug 17, 2026.
Board Roster - as Reported on the Fiscal-2025 Form 990
20 voting members, 19 independent - independence count as reported on the fiscal-2025 Form 990.
| Name, as Reported | Role, as Reported |
|---|---|
| Renee Johnston | President & CEO |
| Eric Rutheford | COO |
| Lori TenEyck | Director of Finance |
| Todd Gregory | Board Chair |
| Dana Tell | Vice Chair |
| Iris Marteja | Physician |
| Rob Kain | Treasurer |
| Tom Miller Jr | Assistant Treasurer |
| Elian Fichtner | Community Liaison |
| John Shelton | Immediate Past Board Chair |
| Kwame Akowuah | Director |
| Andy Ault | Director |
| David Brown | Director |
| Jeffrey Collier | Director |
| Scott Ellis | Director |
| Katherine Ellison | Director |
| Brian Keenen-Lechel | Director |
| Jill Miller | Director |
| Jennifer Nigl | Director |
| Chris Pryor | Director |
| Rumi Shahzad | Director |
| Michael Webster | Director |
Governance Policy Flags - Fiscal 2025
Conflict of Interest PolicyYes - Reported
Whistleblower PolicyYes - Reported
Document Retention PolicyYes - Reported
Audited Financial StatementsYes - Reported
Audit CommitteeYes - Reported
Board Size and Independence20 voting / 19 independent
Flags report what the organization answered on the Form 990. A Yes means the policy was reported on the filing; it is not an outside review of how the policy works in practice.
Grants - Fiscal 2025
Grants Made - Fiscal 2025
This organization reported $3,955,270 in grants paid in fiscal 2025.
| Recipient, as Reported | Amount |
|---|---|
| United Way of Saginaw County Ramp/Mobility Program, Imagination Library, Program support and For the benefit of Saginaw County | $0 |
| Saginaw Valley State University Foundation WATROUS/STARK ENDOWMENT, DR. BENJAMIN STARK BIOLOGY SCHOLARSHIP, AL WATROUS GOLF INVITATIONAL, Waheed & Raana Akbar Scholarship, Scholarships, SVSU Musical Artist in Residence, and Ruth and Ted Braun Fellowship Program | $0 |
| Saginaw Bay Symphony Orchestra General Support and 2024 Agency Distribution | $0 |
| Rescue Ministries of Mid-Michigan General support, Higher Purpose, and Agency Distribution | $0 |
| Hidden Harvest General support, Hidden Harvest - Capital Campaign, and Hunger Solution Center Expansion | $0 |
| Boys & Girls Clubs of the Great Lakes Bay Region Program support and Building Brighter Futures Capital Campaign | $0 |
| Saginaw County Youth Protection Council Program support | $0 |
| Major Chords for Minors Expanded Services | $0 |
| CAN Council Program support, parent cafes program implementation, & general support | $0 |
| Great Lakes Bay Health Centers Robert E. Stark & Martin H. Stark Foundation Fund, Health Care | $0 |
| Saginaw Public Schools Saginaw United Bowling Team, SASA Teacher Mini-Grants, Jackson State University Trip and Library/media center materials | $0 |
| HELP Community Violence Intervention Program HELP STEM and CVI Immersion Camp | $0 |
| Saginaw Valley State University STEM@SVSU Innovators Hub | $0 |
| Saginaw Arts & Enrichment Commission General Support, Lucille E. Andersen Memorial Garden, Art for All, and Agency Distribution | $0 |
| Underground Railroad Program/General support and New GOTR Curricula to meet the current physical and mental health needs of adolescent girls | $0 |
| Regents of the University of Michigan Promoting Sustainable Futures | $0 |
| MyMichigan Health Foundation Improving Breast Feeding Rates in Midland and Gratiot Counties | $0 |
| Saginaw-Shiawassee Habitat for Humanity Neighborhood Revitalization with Covenant and General Support | $0 |
| Mid-Michigan Children's Museum General/Program support, Field trip transportation, and Computer Replacement | $0 |
| Michigan Breastfeeding Network Region 5 PQC mini grant, Journey Flow Journey | $0 |
| Frankenmuth Historical Association Agency Distribution | $0 |
| Temple Arts General support, TempleArts Stage Equipment and Technology Modernization Project | $0 |
| Council of Michigan Foundations Council of Michigan Foundation | $0 |
| YWCA Great Lakes Bay Region WEEP and WEEP Works | $0 |
| YMCA of Saginaw Camp Timbers Summer Staff Scholarship, General Support, YMCA Strong Kids Campaign, Scholarships for swim lessons, and Health Equity Council Grant | $0 |
| Covenant HealthCare Foundation Program/General support | $0 |
| Saginaw Amateur Athletic Union Books and Balls, Equipping At-Risk Student Athletes for Academic and Athletic Success | $0 |
| Saginaw County Chamber Foundation Scholarhips for Saginaw Leadership Program and General support | $0 |
| Saginaw Choral Society General support, Campfire Stories with Johnathon Rand, and Agency Distribution | $0 |
| Great Lakes Bay Foundation Support for Operation 40K | $0 |
| Thomas Township Thomas Township Public Safety | $0 |
| St Charles Community Schools Agency Distribution | $0 |
| Houghton-Jones Neighborhood Task Force Inc General support | $0 |
| Historical Society of Saginaw County General support, Building Community at First Ward | $0 |
| Growing Forward Together Region 5 PQC mini grant | $0 |
| Bay County Health Department Family Educator and Certified Lactation Educator in Bay County | $0 |
| The Leukemia & Lymphoma Society Light and Night Midland | $0 |
| Isabella Citizens for Health Region 5 PQC mini grant | $0 |
| Covenant HealthCare Region 5 PQC mini grant | $0 |
| CMU Medical Education Partners Region 5 PQC mini grant | $0 |
| ROOTEDin Hope Read Lead Succeed Literacy Program | $0 |
| Bay Area Community Foundation Trees for Tomorrow | $0 |
| New Beginnings Enrichment Center One Week, One Street | $0 |
| Child & Family Service of Saginaw County Sexual Assault Center/Crisis Services Project, Bowl-a-thon, General support | $0 |
| Delta College Foundation Karen MacArther Teaching Chair, Possible Dream Campaign, Scholarship | $0 |
| The Diaper Alliance General support | $0 |
| SVRC Industries Inc Westlund Child Guidance Clinic | $0 |
| Saginaw Township Community Schools Youth development, Heritage High School Theater Dept., Heritage Hockey Team, Heritage High School National Honors Society, White Pine - Peer Mentor Program, and Agency Distribution | $0 |
| Helping Hands Doula Services Region 5 PQC mini grant | $0 |
| Junior Achievement of North Central Michigan General support | $0 |
| Friends of Theodore Roethke Child on Top of a Greenhouse Language Arts Review Camp & Roethke House Critical Facilities Maintenance | $0 |
| Hope for the Forgotten Outreach Small Home Repairs | $0 |
| Clare-Gladwin Regional Education Service District Childbirth/Breastfeeding Education and Child Safety Materials | $0 |
| Families and Children Together FACT Community Based Care Project and Dinners & Parent Cafes | $0 |
| Zion Lutheran Church God's Helping Hands | $0 |
| Saginaw County Animal Care Center Edward and Erna Ederer Memorial Animal Care Center Fund, General support | $0 |
| Emmaus House of Saginaw Inc Program support | $0 |
| St John's Episcopal Church Program support and Training of priests, ministers, teachers, deaconesses and missionaries | $0 |
| Freeland Community School District Band support, Freeland Middle & High School Robotics Team, Freeland High School Equestrian Team, Recognition Awards for grades K-3 | $0 |
| Lions Clubs International Foundation Division General support | $0 |
| Mayo Foundation - Department of Development General support | $0 |
| Michigan Forensic Examiners Tech Upgrades for Forensic Nursing | $0 |
| Greater Frankenmuth Area Community Foundation Program Support | $0 |
| Holy Cross Lutheran Church Training of priests, ministers, teachers, deaconesses and missionaries | $0 |
| St Jude Children's Research Hospital General support | $0 |
| City of Saginaw Best Kept Yard Program, Team Up to Clean Up, Neighbor Days | $0 |
| St Dominic Parish General support | $0 |
| East Side Soup Kitchen General support | $0 |
| First Ward Community Center Saginaw County Prevention Coalition, Saginaw Baby Gators, youth development, Claytor Park, Saginaw Gators, General Support, Health Equity Council - Saginaw Co. Prevention Coalition | $0 |
| BWIA-Michigan Inc General support | $0 |
| Friends of Hoyt Park General support | $0 |
| Pride In Saginaw Inc General support, 50th anniversary | $0 |
| Hospital Hospitality House General support and Agency Distribution | $0 |
| Tri City Hindu Temple Dr. Karu | $0 |
| Saginaw STEM General support and Community Improvement Initiative | $0 |
| Merrill Community Schools Robotics | $0 |
| Japanese Cultural Center General support, Capital Campaign | $0 |
| Sleep in Heavenly Peace Inc No Kid Sleeps on the Floor | $0 |
| Frankenmuth United Methodist Church Humanitarian benevolence | $0 |
| I Support the 1 Veteran Food Pantry General support, 2025 event payout | $0 |
| Children's Zoo at Celebration Square Edward and Erna Ederer Memorial Saginaw Children's Zoo Fund, General support | $0 |
| Saginaw County Convention & Visitors Bureau Tourism Economic Development Project | $0 |
| Covenant Academies Foundation Saginaw Covenant Academy, General support | $0 |
| Tittabawassee Township Historical Society Pay contractors, Account Buffer | $0 |
| Making Choices and Facing Consequences Stop Gun Violence in School | $0 |
| Delta College Broadcasting Edward and Erna Ederer Memorial Delta College Public Television Fund | $0 |
| Heritage Athletic Association Stu's Crew | $0 |
| Saginaw County Community Action Center Mental Health and Opioid Awareness Event, Robo Call System And Support | $0 |
| Saginaw Conservation District General support | $0 |
| Latino Leaders for the Enhancement of Advocacy and Development LLEAD | $0 |
| Freeland High School FORCE Needs Assessment Grant, Football, Equestrian, Leadership | $0 |
| Saginaw County Saginaw Court Legal Self-Help Center | $0 |
| Tittabawassee Township Hayes Park Accessibility and Safety Improvements | $0 |
Trend - Revenue
Years are shown only where a filing is held. Missing years are absent, never filled in.
| Fiscal Year | Revenue | Change |
|---|---|---|
| Fiscal 2024 (Prior-Year Column on the Fiscal-2025 Filing) | $12,328,285 | - |
| Fiscal 2025 | $13,548,875 | +9.9% |
This table grows to a 10-year view (revenue, expenses, net assets and top pay) as earlier filings for this organization are added to the record. Missing years are absent, never filled in.
Filings on Record
| Tax Period | Form | Status | Source |
|---|---|---|---|
| Jan 1, 2025 - Dec 31, 2025 | Form 990 | In Force - Filed Aug 17, 2026 | Original Filing at the IRS |
If an amended return is filed, the newest amended return supersedes the earlier one and the table marks which filing is in force.